tag:blogger.com,1999:blog-85917981399648326682024-03-13T02:24:02.123-07:00Getting to Spira“Why, sometimes I've believed as many as six impossible things before breakfast."
- Alice in Wonderlandsonixgirl77http://www.blogger.com/profile/11042543048906285036noreply@blogger.comBlogger13125tag:blogger.com,1999:blog-8591798139964832668.post-85301258262042859572021-01-12T11:03:00.006-08:002021-01-12T11:11:41.200-08:00Student Loan Success Strategies: Interest<p>Loans are paid back with interest to Lender.</p><p>A percent charge to the amount of money you received that you pay back to the entity that loaned you money. Example: You get a $50,000 loan with a 10 year pay off at 5% annual interest rate. </p><p>Year 1: $50,000 x 5% = $2,500 Interest</p><p>If no payments are made, then most lenders include unpaid interest into the principle and </p><p>Year 2 will be 52,500 x 5% = $2,625 Interest.</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjFfTEBB2fnRB-lozAeWCjAeBAZ5QmvRLfy-9MC_ri_KhTN59eIHj-W-TSKHRF88oSs0j1FsvgCaQ6NnxW3SihJpPQk-TCxPolSFUda8Tz0fybw6CL_mdxTg9xci85dHlH1a_V_mQo_jFo/s685/Interest.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="279" data-original-width="685" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjFfTEBB2fnRB-lozAeWCjAeBAZ5QmvRLfy-9MC_ri_KhTN59eIHj-W-TSKHRF88oSs0j1FsvgCaQ6NnxW3SihJpPQk-TCxPolSFUda8Tz0fybw6CL_mdxTg9xci85dHlH1a_V_mQo_jFo/s320/Interest.jpg" width="320" /></a></div><p>The way to pay the least amount of interest is to pay off the loan as fast as possible. Achieve this by paying more than the monthly payment due, if you can. Example: Same $50k loan, 10 yr pay off, 5% interest.</p><p>A. You pay the minimum amount of $500 a month for 10 years = $16,276.24 interest</p><p>B. You pay $825 a month for 5 years = $9,065.85, which is ($7,210.39 or 44.30% less than A)</p><p>C. You pay double the minimum $1,000 a month for 4 years = $7,506.50 ($8,769.74 or 53.88% less than A)</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgoddvHX1w2p0QFqhsEHPIVNXRdA-aPWCaE76wLPB4j4-UcjbhtpXp-ON2rWCe2mEc91gV08a0Evp_pV3kJ9XhRtUIkOsQykZhxMHjaMzulAoeBzWyI9TdEW0d8zVmCS6qOZiiYbkbZX1Y/s1280/Interest+fall.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="800" data-original-width="1280" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgoddvHX1w2p0QFqhsEHPIVNXRdA-aPWCaE76wLPB4j4-UcjbhtpXp-ON2rWCe2mEc91gV08a0Evp_pV3kJ9XhRtUIkOsQykZhxMHjaMzulAoeBzWyI9TdEW0d8zVmCS6qOZiiYbkbZX1Y/s320/Interest+fall.jpg" width="320" /></a></div><p style="text-align: center;"><span style="font-size: x-small; text-align: left;">Info from "Success Strategies & Repayment Realities: A Guide to Repaying Student Loans," published by Access Group, Inc.</span></p>sonixgirl77http://www.blogger.com/profile/11042543048906285036noreply@blogger.com0tag:blogger.com,1999:blog-8591798139964832668.post-69935176606619715952021-01-07T08:31:00.004-08:002021-01-07T08:31:17.246-08:00Student Loan Success Strategies - Prepare for Repayment<p>Before the grace period ends, establish the following strategy:</p><p> A. <b>Review </b>the repayment schedule from the Lender to see what your monthly bill will be and when it's due. You may have options for different payment plans so consult a smart financial person you trust to help you select the right one for you. </p><p> B. <b>Practice</b> setting aside the amount you will have to pay on your loans each month and discipline yourself not to spend this money so you can get a feel for what your income will be when payments begin.</p><p> C. <b>Make any changes now</b> to your spending and/or savings to ensure you will be able to pay your monthly expenses, meet other financial obligations, and have money to enjoy life. Ensure your expenses will not exceed your take home pay. </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhz3w-l6erVUyNe2A3n5sxdx-o3ZFh0fYPKOTq2U1PvoQfG3Lm4lGEcbWiePdk7TQ4ISxgVgU3NEzelg41jo8SdeAj9Vqeb5d0jCHarPiAEgYFx9DZQ_yon-ct5GEmO8ZoWU53r6J5gwvM/s2048/blog_3_image_700x400.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1170" data-original-width="2048" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhz3w-l6erVUyNe2A3n5sxdx-o3ZFh0fYPKOTq2U1PvoQfG3Lm4lGEcbWiePdk7TQ4ISxgVgU3NEzelg41jo8SdeAj9Vqeb5d0jCHarPiAEgYFx9DZQ_yon-ct5GEmO8ZoWU53r6J5gwvM/s320/blog_3_image_700x400.jpg" width="320" /></a></div><div><p></p><p><span style="font-size: x-small;">Info from "Success Strategies & Repayment Realities: A Guide to Repaying Student Loans," published by Access Group, Inc.</span></p></div>sonixgirl77http://www.blogger.com/profile/11042543048906285036noreply@blogger.com0tag:blogger.com,1999:blog-8591798139964832668.post-74519727925587651152021-01-06T03:38:00.012-08:002021-01-13T11:10:06.883-08:00Student Loan Success Strategies - Starting Grace Period<p>Grace Period</p><p>Upon graduation, Lenders will usually give you a set amount of time before you must begin making payments. This grace period starts when you: a) Graduate, b) Leave School, c) Your class enrollment drops below half-time, whichever comes first. </p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjl7WO8hhwXxek1DfXzUj5N5iPpE4uIAJF6SmYxMdz6jSbiizfcDu15dE93UJs8qeAWfGUAxINzxBS7KQaqnLcBkemXhA0kuLwF8LtFEjYL6FcBofGLdDaRO4LrfbkHtegt7AikiWtozWg/s2048/Blog-_Grace-Period-2.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1017" data-original-width="2048" height="159" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjl7WO8hhwXxek1DfXzUj5N5iPpE4uIAJF6SmYxMdz6jSbiizfcDu15dE93UJs8qeAWfGUAxINzxBS7KQaqnLcBkemXhA0kuLwF8LtFEjYL6FcBofGLdDaRO4LrfbkHtegt7AikiWtozWg/w320-h159/Blog-_Grace-Period-2.jpg" width="320" /></a></div><br /><div>Grace Period by loan Type (as of January 2021):</div><div><ul style="text-align: left;"><li>Federal Direct subsidized and unsubsidized:<span style="box-sizing: border-box; margin: 0px; padding: 0px; white-space: pre-wrap; word-break: break-word;"> 6 months.</span></li><li>Federal Stafford subsidized and unsubsidized:<span style="box-sizing: border-box; margin: 0px; padding: 0px; white-space: pre-wrap; word-break: break-word;"> 6 months.</span></li><li>Federal <span class="_1YIzb" style="box-sizing: border-box; margin: 0px; padding: 0px; white-space: pre-wrap; word-break: break-word;">Direct PLUS for graduate students:</span><span style="box-sizing: border-box; margin: 0px; padding: 0px; white-space: pre-wrap; word-break: break-word;"> 6 months.</span></li><li>Federal <span class="_1YIzb" style="box-sizing: border-box; margin: 0px; padding: 0px; white-space: pre-wrap; word-break: break-word;">Direct PLUS for parents:</span><span style="box-sizing: border-box; margin: 0px; padding: 0px; white-space: pre-wrap; word-break: break-word;"> 6 months, </span></li><li>Federal Perkins:<span style="box-sizing: border-box; margin: 0px; padding: 0px; white-space: pre-wrap; word-break: break-word;"> 9 months.</span></li><li>Private loans:<span style="box-sizing: border-box; margin: 0px; padding: 0px; white-space: pre-wrap; word-break: break-word;"> Varies by lender(s). Ask your lender(s) if you’re not sure.</span></li><li class="_35mws _32gdO VbKV8" style="box-sizing: border-box; counter-increment: ordered-counter 1; display: table-row; margin: 0px; padding: 0px;"></li><li class="_35mws _32gdO VbKV8" style="box-sizing: border-box; counter-increment: ordered-counter 1; display: table-row; margin: 0px; padding: 0px;"></li><li class="_35mws _32gdO VbKV8" style="box-sizing: border-box; counter-increment: ordered-counter 1; display: table-row; margin: 0px; padding: 0px;"></li><li class="_35mws _32gdO VbKV8" style="box-sizing: border-box; counter-increment: ordered-counter 1; display: table-row; margin: 0px; padding: 0px;"></li><li class="_35mws _32gdO VbKV8" style="box-sizing: border-box; counter-increment: ordered-counter 1; display: table-row; margin: 0px; padding: 0px;"></li><li class="_35mws _32gdO VbKV8" style="box-sizing: border-box; counter-increment: ordered-counter 1; display: table-row; margin: 0px; padding: 0px;"></li></ul></div><div>GET THE ADVANTAGE: Use this time to 1) Get a job, 2) Know your take home pay, and 3) Begin tracking your monthly expenses. <div><p></p><p><span style="font-size: x-small;">Info from "Success Strategies & Repayment Realities: A Guide to Repaying Student Loans," published by Access Group, Inc.</span></p><p><span style="font-size: x-small;"><br /></span></p></div></div>sonixgirl77http://www.blogger.com/profile/11042543048906285036noreply@blogger.com0tag:blogger.com,1999:blog-8591798139964832668.post-68279650979576608752021-01-05T13:13:00.012-08:002021-01-06T04:07:56.112-08:00Student Loan Success Strategies - Who is involved<p>Participants in your education loan repayment include:</p><p> A. Lender - (Who loaned you the money) Bank, savings and loan, credit union or organizations. </p><p> B. Borrower/Student/Debtor, etc. - You.</p><p> C. Holder - (Who owns it now) Current owner of the loan and has legal title. You will likely change who you make payments to.</p><p> D. Guarantor/Co-Signer - (Who will pay if you can't pay or stop paying) - Parent, other adult, state agency or private, nonprofit organization who promises to pay if you either miss or stop making payments, die, go on disability, or file bankruptcy.</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEggi2AH-QPOiY3JrqM5NyqGyK-FLF_8Ti4epNQF70TReDdTWJyWFG3P_20foxzeN6mnWH4Ad0n4jeI3PaHxFaw6-Vol_a6FQUGVqfgf33cn_hoK845llVWhZGsDQXgEdZitI7bCZus-5sA/s400/participants.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="390" data-original-width="400" height="312" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEggi2AH-QPOiY3JrqM5NyqGyK-FLF_8Ti4epNQF70TReDdTWJyWFG3P_20foxzeN6mnWH4Ad0n4jeI3PaHxFaw6-Vol_a6FQUGVqfgf33cn_hoK845llVWhZGsDQXgEdZitI7bCZus-5sA/w320-h312/participants.jpg" width="320" /></a></div><div class="separator" style="clear: both; text-align: left;"><p>Note: Servicers may also participate, which are companies that specialize in handling billing, collections, and deferments for loans. </p></div><p><span color="rgba(0, 0, 0, 0.84)" style="background-color: white; font-family: Lora, serif;"><span style="font-size: x-small;">Info from "Success Strategies & Repayment Realities: A Guide to Repaying Student Loans," published by Access Group, Inc.</span></span></p>sonixgirl77http://www.blogger.com/profile/11042543048906285036noreply@blogger.com0tag:blogger.com,1999:blog-8591798139964832668.post-39126187415700000452021-01-04T13:15:00.012-08:002021-01-13T11:15:27.146-08:00Student Loan Success Strategies - Introduction - You can do this!<p><span>I was responsible to come up with my own finances for undergrad and law school. I have gone through this process twice and have come out debt free. You can do this too.</span></p><p><span>Actions to achieve success: </span></p><p><span> A. Understand your loans, </span></p><p><span> B. Carefully plan a personal budget,</span></p><p><span> C. Exercise <u>discipline</u> and be <u>consistent</u> in your payments and you will receive the benefits long-term.</span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiPaAslN8PIbpxJt45Gu3XiNUEVnm5x5o_rTrSa_nNYzixqCFbaZd9ZI7iH-ubzjJTVZpFQr4TF_ksponpy9dIlhF9A62kz2oH3IYXc4fP8eVIu2YEtmBszHYF-XBpUtxGDiEuZB7cXwI8/s512/unnamed.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="476" data-original-width="512" height="186" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiPaAslN8PIbpxJt45Gu3XiNUEVnm5x5o_rTrSa_nNYzixqCFbaZd9ZI7iH-ubzjJTVZpFQr4TF_ksponpy9dIlhF9A62kz2oH3IYXc4fP8eVIu2YEtmBszHYF-XBpUtxGDiEuZB7cXwI8/w200-h186/unnamed.jpg" width="200" /></a></div><p><span style="font-size: x-small;"> Info from "Success Strategies & Repayment Realities: A Guide to Repaying Student Loans," published by Access Group, Inc.</span></p><p><br /></p>sonixgirl77http://www.blogger.com/profile/11042543048906285036noreply@blogger.com0tag:blogger.com,1999:blog-8591798139964832668.post-78487085060939618702019-02-25T18:37:00.006-08:002021-01-05T13:22:52.004-08:00Visualize: Engaging in a meaningful life I enjoyChallenge questions:<b> </b><div><b><br /></b></div><div><b>What do I value most? </b>Family, Good health, Help others.<div><br /><div><b>What</b> <b>is </b><b>wealth? </b>No debt and no obligation to work, engage in meaningful activities.<b><br /></b>
<b><br /></b></div><div><b>What will I do to get there?</b> Be adaptable to whatever comes next.<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhj0dI-c5IJd6xtRxq7HAusta-YSBTiRxAnNnfW0CEnYpo60rEt31G0rhmngY3BHGqXjloqRlw8n-YIE3DHHn9vzmLB88JBBDPDgnhaYD7Zjdv79icCXGHqTtUzBOoTs4_l1RdbCnX3dcU/s1600/54583B90-29F7-4884-8587-DA121424F1FC.jpeg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="535" data-original-width="800" height="214" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhj0dI-c5IJd6xtRxq7HAusta-YSBTiRxAnNnfW0CEnYpo60rEt31G0rhmngY3BHGqXjloqRlw8n-YIE3DHHn9vzmLB88JBBDPDgnhaYD7Zjdv79icCXGHqTtUzBOoTs4_l1RdbCnX3dcU/s320/54583B90-29F7-4884-8587-DA121424F1FC.jpeg" width="320" /></a></div>
<br /><span style="font-size: x-small;">From: America Saves Week</span></div></div></div>sonixgirl77http://www.blogger.com/profile/11042543048906285036noreply@blogger.com0tag:blogger.com,1999:blog-8591798139964832668.post-70402195353820131852018-12-28T11:33:00.001-08:002019-02-23T07:00:19.458-08:00Law School Student Loans PAID!Made my final student loan payment that eliminated $134,770 in 7 years! I am now completely DEBT FREE!<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgFHUwgop-ooYL7R0xph96y9ayfcB1SYnr4OXrcvIeCPrvFnhyphenhyphenvw_uJVwwEH8_EjgwKvuB47Cpp2fKgJx3KLhtldPdwNOdKYMoLh6T6oS5GAk-twOjFtYPi2FIOEJLfSbRimkgyPWUXZj0/s1600/Financial+Freedom.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="450" data-original-width="720" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgFHUwgop-ooYL7R0xph96y9ayfcB1SYnr4OXrcvIeCPrvFnhyphenhyphenvw_uJVwwEH8_EjgwKvuB47Cpp2fKgJx3KLhtldPdwNOdKYMoLh6T6oS5GAk-twOjFtYPi2FIOEJLfSbRimkgyPWUXZj0/s320/Financial+Freedom.jpg" width="320" /></a></div>
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No secrets here: Stick to budget and commit to paying it off. I made mistakes, but learned from them and continued toward my goal.<br />
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<br />sonixgirl77http://www.blogger.com/profile/11042543048906285036noreply@blogger.com0tag:blogger.com,1999:blog-8591798139964832668.post-80417118235673921222015-05-03T12:51:00.002-07:002018-06-27T09:51:56.846-07:00Undergraduate student loans PAID!Ugh for borrowing so much, yay for getting it PAID!:<br />
5,000<br />
3,500<br />
4,000<br />
2,750<br />
2,500<br />
406<br />
602<br />
1,625<br />
1,375<br />
5,393<br />
<u>14,813 </u><br />
$41,964<br />
<u>Interest $ 3,659</u><br />
$45,623<br />
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Next up Law School.<br />
<br />sonixgirl77http://www.blogger.com/profile/11042543048906285036noreply@blogger.com0tag:blogger.com,1999:blog-8591798139964832668.post-44019028403565542722014-12-07T12:59:00.003-08:002019-02-23T07:20:14.664-08:00Failure is an Important Element of Success"Failure is one of the most important elements for both business success and personal growth." <br />
- Matthew Furey <br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhwQ5rDg2eUvNSAfTQUply9jRMTleAVSzpD3i9_lyXmwfpsXzIq94DvUlT-VuRBzCd-SMBXFyJXvlhbr_uAw7orDNdN0u1Wbo0cQI9BkzVP0pfWo3tWfvG_H9ezMsjSgSxviwhzBWAZPHg/s1600/Failure+to+success.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="315" data-original-width="600" height="168" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhwQ5rDg2eUvNSAfTQUply9jRMTleAVSzpD3i9_lyXmwfpsXzIq94DvUlT-VuRBzCd-SMBXFyJXvlhbr_uAw7orDNdN0u1Wbo0cQI9BkzVP0pfWo3tWfvG_H9ezMsjSgSxviwhzBWAZPHg/s320/Failure+to+success.jpg" width="320" /></a></div>
<span style="font-size: x-small;">Image From: https://education.cu-portland.edu/blog/classroom-resources/students-failure/</span><br />
<br />
<span style="font-family: Arial, Helvetica, sans-serif; font-size: medium;">I have failed many times, but I am not afraid to fail, </span><br />
<span style="font-family: Arial, Helvetica, sans-serif; font-size: medium;">because I know I will succeed in everything I do. </span><br />
<span style="font-size: medium;"><span style="font-family: Arial, Helvetica, sans-serif;">I've seen my future and it is inevitable success</span>.</span>sonixgirl77http://www.blogger.com/profile/11042543048906285036noreply@blogger.com0tag:blogger.com,1999:blog-8591798139964832668.post-37375267684866909602014-07-19T12:30:00.002-07:002019-08-11T17:56:01.775-07:00Book notes from: The Great Depression: A Diary, by Benjamin Roth (2009)<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhDVcZQqCHxjWRNW6E_p205ExSOuZlsHCAls-38df4FihI8N0GmTdzlWoLaKVuv1wuZVP9p5uZ_AOnuAGPnGcA-PH1pd2s5fYZY-LQ2JgRaNtpgCgdtFUoT3acA8THE2RYfmYwnhlYd_kw/s1600/5145cqnqjaL._SY346_.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="346" data-original-width="228" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhDVcZQqCHxjWRNW6E_p205ExSOuZlsHCAls-38df4FihI8N0GmTdzlWoLaKVuv1wuZVP9p5uZ_AOnuAGPnGcA-PH1pd2s5fYZY-LQ2JgRaNtpgCgdtFUoT3acA8THE2RYfmYwnhlYd_kw/s320/5145cqnqjaL._SY346_.jpg" width="210" /></a></div>
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Roth 's book c<span style="text-align: center;">ompares the economic conditions in 1873 to 1929-1934:</span><br />
<br />
<ul>
<li>The 1873 panic was preceded by Civil War- then 8 or 9 years of hectic prosperity, speculation, rising prices, corruption in government- and then sudden panic, bank closings, etc.</li>
<li>Organized movements to stop foreclosures.</li>
<li>Wild schemes to inflate currency.</li>
</ul>
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"The panic of 1873 lasted 5-6 years," and the Great Depression started in Fall 1929 and lasted through the early to mid 1930's, in which 4 years were hard until they started seeing true signs of recovery.<br />
<br />sonixgirl77http://www.blogger.com/profile/11042543048906285036noreply@blogger.com0tag:blogger.com,1999:blog-8591798139964832668.post-17302063790296174932014-07-17T19:06:00.004-07:002019-02-23T07:18:42.648-08:00You really don't need more stuff<span style="font-family: "verdana" , sans-serif; font-size: xx-small;"><b>How Moving to New York City Turned Me into a Minimalist</b></span><br />
<span style="font-family: "verdana" , sans-serif; font-size: x-small;">by <a href="https://sincerelylauren.com/" target="_blank">Lauren Jimeson</a></span><br />
<span style="font-family: "verdana" , sans-serif;"><br /></span>
<span style="font-family: "arial" , "helvetica" , sans-serif; font-size: medium;">"I decluttered not only our apartment, but most things in our life... I was learning the true value of simplicity - and I loved it."</span><br />
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What is your perfect living space?</div>
<span style="background-color: white; font-family: "museo" , "arial" , sans-serif; line-height: 24px;"><br /></span>sonixgirl77http://www.blogger.com/profile/11042543048906285036noreply@blogger.com0tag:blogger.com,1999:blog-8591798139964832668.post-44792092388962296902014-07-10T15:35:00.003-07:002019-02-23T07:00:57.807-08:00The Disciplined Credit Card UserGot a round trip ticket from Chicago to Paris free by using travel credits card regularly and paying off the balance monthly. <br />
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Celebrating life wins!</div>
sonixgirl77http://www.blogger.com/profile/11042543048906285036noreply@blogger.com0tag:blogger.com,1999:blog-8591798139964832668.post-73555784225433767462014-07-04T11:20:00.002-07:002019-08-11T17:45:47.050-07:00Key to Success to <div style="margin-bottom: .0001pt; margin: 0in;">
<span style="font-family: inherit; font-size: medium;"><b>Continue to live like a college student after graduation</b></span><br />
<b><span style="font-size: medium;"><span style="font-family: inherit;"><br /></span>
<span style="font-family: inherit;">Afford the things you want and don't care what others think of you</span></span></b></div>
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<b><span style="font-size: medium;"><span style="font-family: inherit;"><br /></span></span></b>
<span style="font-size: medium;"><b>Invest, save, and live below your means</b></span><br />
<b><span style="font-size: medium;"><span style="font-family: inherit;"><br /></span>
<span style="font-family: inherit;">Align what I value with my financial choices</span></span></b><br />
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<li><span style="font-family: inherit; font-size: small;">Staying debt free and cover my monthly expenses - Payoff all balances, save, invest, and plan. </span></li>
<li><span style="font-family: inherit; font-size: small;">Living a healthy lifestyle - Set health goals and work toward them daily.</span></li>
<li><span style="font-family: inherit; font-size: small;">Time with family - Job doesn't interfere with family activities. continue to work toward FI.</span></li>
<li><span style="font-family: inherit; font-size: small;">Hike and trail run in the mountains - Prioritize time to do this </span></li>
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sonixgirl77http://www.blogger.com/profile/11042543048906285036noreply@blogger.com0